Create a tool to help planning
start resale service or rental
pyramid scheme and quick easy money
Not planning for retirement or putting all in one basket - people can't retire because they don't save enough and rely on social security
Not paying yourself first - thinking you'll save after spending what's left over
spending more than you make or all of it
people do this to impress others or show they are doing better than they are which are peer preassure and keeping up with the joneses
choosing majors that doesn't set you up to succeed financially (schools promoting majors that aren't sustainable and making you sign big loans)
buy now pay later or putting things on credit card are not free. if you don't pay as planned, you're incurred charges
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